credit

Did you know that renting a car with a debit card will hurt your credit rating? I didn’t. So will closing a credit card that has a zero balance.

At least that’s what AARP tells me and for now, I’m taking their word for it. But let me back up for a moment.

As a lot of people reading this blog know from personal experience, barring the unlikely event of winning the lottery or receiving some other kind of unexpected windfall, what money you’ve got right now in retirement, is pretty much what you’re always going to have.