The Future of Retirement
On March 7 RLTV will broadcast a special report on the changing nature of retirement in the US, in particular the impact of the current economic climate on retirees.
Continue Reading
‘Future you’ to you: Save more money
Merrill Edge, a division of Bank of America Merrill Lynch, today unveiled an online tool that has just a whiff of science-fiction to it. The tool takes its inspiration from recent research that suggests that younger people who are exposed to visual approximations of what they might look like when they reach retirement age tend to save more.
Continue ReadingStates Try the Retirement-Plan Business
Encore: A California law would set up 401(k)-like plans for employees whose companies don’t have them
Continue ReadingPenalty-Free Ways to Raid a 401(k)
There are ways around the 10% penalty for early withdrawals from 401(k)s and IRAs.
Continue Reading401(k) Savers May Still Be Short on Good Advice
New federal regulations make it easier for 401(k) plans to provide advice, but no less costly.
Continue ReadingThe Dark Side of Automatically Enrolling Workers in 401(k)s
Rightfully lauded for boosting participation rates in 401(k) plans, the trend towards automatic enrollment in 401(k) plans is having the opposite effect on overall 401(k) savings rates.
Continue Reading
Husband vs. Wife: Will Your Spouse Derail Your Retirement?
Most couples are not on the same page when it comes to when, where and how they’ll retire – a fact that can create both emotional and financial strains.
Continue Reading The Pros and Cons of Taking a 401(k) Loan
As banks have scaled back on consumer lending, Americans are increasingly borrowing from their 401(k) retirement accounts.
Continue Reading Or search for a post here:
