It’s 2:30 a.m. and once again, you’re wide awake, mind racing. (Did you finish that project at work? Did you lock the front door? Is the oven still on?) In your younger years you slept just fine, but as you’ve gotten older, sleep has gotten more elusive.
Insomnia causes the average American worker 11.3 days in lost productivity each year, according to the American Insomnia Study. For a self-employed person who earned $300 a day, that would add up to almost $3,400 a year in lost income – bad news for a boomer trying to shore up a retirement nest-egg.