Anne Tergesen, SmartMoney Blog
Will 401(k)s Abandon Revenue Sharing?
A court ruling may accelerate the move away from revenue sharing, in which a portion of 401(k) investment fees are used to cover administrative costs.
Many Americans Save Plenty for Retirement
The boomer generation’s retirement savings picture is not as bleak as some suggest, financial services companies say.
How Video Games Keep Seniors Fit
A partnership between Microsoft and senior centers allows people to monitor their health while playing games.
Boomers Say They’re Ill-Prepared for Retirement
Many boomers expect to be less financially secure than their parents were in retirement, a new study finds.
Reverse Mortgage Borrowers Getting Younger
The average age of reverse-mortgage borrowers is now 71.9, down from 76.7 in 1990, a study finds.
Adult Children, Who Move Home, Earn Keep
Boomer parents may benefit from adult children moving back home, a new study finds.
Rising Stocks Not Raising Retirement Hopes
Despite recent improvements in the economy and stock market, Americans are no more confident in their ability to retire comfortably than they were last year, when confidence levels among workers hit an all-time low. That’s the conclusion of a survey the nonprofit Employee Benefit Research Institute (EBRI) published Tuesday.
The Old Get Richer, the Young Get Poorer
The income gap between the old and the young is growing, new research shows.
Anxiety Ratchets Up Retirement Planning
As anxiety about retirement grows, more workers are open to sacrificing present earnings for the future, a new survey finds.
Penalty-Free Ways to Raid a 401(k)
There are ways around the 10% penalty for early withdrawals from 401(k)s and IRAs.
Obama Budget Would Simplify IRAs
A budget proposal would eliminate mandatory IRA distributions for those aged 70 1/2 and older.
New Annuity Options in 401(k)s
Proposed U.S. Treasury regulations will make it easier for retirement plan providers to add annuity features to 401(k)s.
Will Savers Yawn at 401(k) Fee Disclosures?
A look at the possible impact of new rules requiring 401(k) providers to disclose fees, which are expected to go into effect in April.
The Economic Impact of Caregiving
A new study estimates the value of unpaid labor caregivers provide for their elderly relatives.
The Impact of Caregiving on Health and Finances
Those who serve as caregivers to elderly relatives need no reminder of the potential toll it can take. For the rest of us, a new report may prove instructive.
Could Variable Annuities Save Social Security?
Jerome Golden, father of the variable annuity with living benefits, thinks they offer a possible solution to preserving Social Security benefits.
Young Savers Putting Stock in Retirement
A new study disputes the notion the younger generation continues to eschew equities in the wake of the financial crisis.
Are the Young Better Savers than the Old?
Generations X and Y seem to be more diligent savers than their boomer parents, a new study finds.
Estate Tax Planning for 2012
Wealthy families have another year to take advantage of higher estate-tax exemptions.
The Downside of 401(k) Auto-Enrollment
Automatically enrolling employees in 401(k) plans boosted participation, but some critics say it also diminished saving rates.
